There have been 129 complaints filed against SCSwith the BBB. Phone: (800) 208-8565 Is Sunrise Credit Services a Scam?Īccording to the Better Business Bureau website, Sunrise Credit Serviceshas been in business for 43 years. They have been a party in federal court over 270 times for cases involving consumers. Sunrise Credit Services is a third-party debt collector located in Farmingdale, New York. If you have been putting up with Sunrise Credit Services phone harassment or other forms of Sunrise Credit Services debt collection harassment, we can help you get them to stop. Other activities like giving third parties details of your debts, calling you at work after you have asked them not to, and calling you at odd hours of the day (before 8 am or after 9 pm) are strongly frowned upon by the FDCPA. The FDCPA prohibits debt collectors from doing certain things to you.Īlthough Sunrise Credit Services phone harassment is one major form of debt collection harassment, it is not all there is. You may have unknowingly been experiencing Sunrise Credit Services Debt collection harassment.

Debt Validation Request: This means that you should ask the debt collector to send you proof in writing that validates the assumption that you actually owe the debt they claim you owe.

If the debt is legit, the debt collector should not be afraid of answering these questions. Seek to know the amount owed and the original creditor.

Details pertaining to the debt: You should further ask the debt collector questions about the debt.

If they fail to answer, you should politely communicate to them that you are aware of your rights and will only speak to them if they respect that.

Their name: The FDCPA allows you to ask a debt collector for their name.

Questions you should ask a debt collector include: Also, asking questions may scare debt collection scammers away. It is necessary that you ask questions to avoid costly assumptions and to be sure of who you’re communicating with. The Fair Debt Collection Practices Act allows you to ask debt collectors questions and mandates them to answer you. If you have been contacted by sunrise collection, then you need information, and one way to get those is by asking questions. Speaking too much may make you divulge information that shouldn’t be divulged. When you get a call from sunrise credit services, it is always wise to do more listening than speaking. Reporting this violation can get you up to $1,000 in statutory damages. This means that Sunrise Credit Services’ phone harassment is a violation of your rights. Thus, if you are being pestered, harassed, or threatened by Sunrise Credit Services, your consumer rights under the FDCPA are being violated.

According to the FDCPA, any debt collection practice that is deceitful, unfair, and harassing is against the law and has penalties. To put a limit on the extreme activities of debt collectors, the FDCPA laid down rules which every collection agency, including Sunrise Credit Services, must adhere to, in their debt collection practices. Debt collectors sometimes do the most in a bid to recover debts and this may lead to them harassing and pestering the debtor. Creditors hand over delinquent debt accounts to third-party debt collectors who in turn pursue the debtors and try to get them to pay. Third-party debt collectors are agencies whose job is to assist creditors in recovering debts. If you are getting calls from Sunrise Credit Services, then it is most likely because you have defaulted on your debt payments. Is Sunrise Credit Services (SCS) calling you? Are you getting constant calls from Sunrise Credit Services? Debt collectors like Sunrise Credit Services are tasked with the responsibility of contacting debtors on behalf of creditors. 207).Sunrise Credit Services Phone Harassment? 229), or Tammy Myers, VP of Member & Corporate Relations (EXT. 205), Shar Heiser, Credit Assistant (EXT. Please return the completed form with your check to our corporate office:įremont, OH 43420 If you have any questions on becoming a member please contact us at 41, Maria Brubaker, Credit Assistant (EXT. W-9 Form - allows us to pay patronage without deducting federal tax.Credit Application to establish an account, if an account is not currently established.Common Stock ($100) or A Preferred Stock ($50) membership application.

To become a member, you must submit the following: A Preferred Stock membership costs $50 and this is a non-voting membership setup as a consumer, business or farm. Common Stock membership costs $100 and you are a voting member through your business or as an individual. Both of these membership types have multiple categories as shown below. There are two types of memberships within Sunrise Cooperative: Common Stock and A Preferred Stock.

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